Clover for Dental Offices

Make patient checkout simple, professional, and easy to manage.

Patient making a payment at a dental office using Clover

Clover gives dental offices a straightforward way to accept patient payments at the front desk, review transactions, issue receipts, and keep payment activity organized from one secure system.

  • Accept chip cards, contactless payments, digital wallets, HSA cards, and FSA cards at your front desk.
  • Quickly enter a patient’s payment amount without building complicated menus, services, or treatment categories.
  • Review transactions, process refunds, provide receipts, and monitor payment activity from your Clover dashboard.
Patient making a payment at a dental office using Clover
A better front-desk payment experience Give patients a clean, familiar way to pay while helping your staff keep transactions and receipts organized.
Simple Payments Enter an amount and collect payment
Flexible Hardware Countertop or handheld options
Personal Support Call or text a real Clover expert
Authorized Clover Reseller
★★★★★ 30+ 5-star Google reviews
🇺🇸 U.S.-based POS advisors
📞 Call or text a real person
Setup in approximately 4–5 days
Choose your Clover device

Clover Flex or Clover Mini: which is better for your dental office?

Both devices can accept patient payments, print receipts, and provide access to Clover reporting. The main decision is whether your dental office wants a portable handheld device or a fixed front-desk terminal.

Clover Mini Gen 3 specifications
Best for the front desk

Clover Mini Gen 3

A compact countertop Clover terminal with a larger screen and a stable, professional checkout setup for your reception desk.

Recommended for Dental offices that collect most patient payments at one fixed front desk and prefer a larger screen with wired Ethernet available.
Display
8-inch touchscreen with more screen space for entering payment amounts, reviewing transactions, and completing checkout.
Payments
Accepts chip, swipe, and tap payments, including contactless cards and mobile wallets.
Receipt printer
Built-in receipt printer for patient receipts and everyday front-desk use.
Connectivity
Wi-Fi and wired Ethernet support for a reliable fixed countertop connection.
Battery
Designed as a powered countertop terminal rather than a handheld battery-operated device.
Counter space
A smaller footprint than a full Clover Station while providing a larger screen than the Clover Flex.
Office placement
Best placed at a dental reception desk, billing desk, checkout counter, or other permanent patient-payment area.
The easiest way to decide

Portable or fixed front-desk checkout?

Choose Clover Flex

Choose Flex when your dental team may collect payments in consultation rooms, treatment areas, or away from the main reception desk.

Choose Clover Mini

Choose Mini when most patient payments happen at the front desk and you want a larger, permanently connected screen.

Why buy Clover from Limelight?

You take care of your patients. We will handle your Clover setup.

Dental offices usually do not need a complicated retail or restaurant POS setup. We help you choose the right device, configure a simple patient-payment workflow, train your front-desk team, and provide a real person to call or text when questions come up.

Ryan Mossman, Clover Expert at Limelight Payments Work with a real Clover Expert. Get personalized setup and ongoing support from someone who understands Clover and simple dental-office payment workflows.
Clover Direct

Good hardware, more self-service.

A reasonable option for dental offices comfortable choosing and setting up the system themselves.

Device recommendation You may need to determine which device best fits your dental office.
Payment workflow More self-guided setup for payments, receipts, refunds, and user access.
Staff setup Your dental office may need to configure employees and permissions.
Pricing Review the hardware, software, and processing offer carefully.
General support Usually standard customer support rather than one dedicated local contact.
Other Resellers

Support and pricing can vary.

The experience depends heavily on the company, contract, and individual representative.

Device recommendation Some provide guidance; others simply sell whichever device is being promoted.
Payment workflow Setup help may range from hands-on assistance to basic activation only.
Staff setup Training and configuration support may be limited.
Pricing Watch for leases, unclear fees, long agreements, and automatic renewals.
After-sale support Your original representative may not remain your long-term support contact.
The real difference

Limelight keeps your dental payment setup simple.

Flex vs. Mini guidance Payment setup Receipt settings Refund training Employee permissions Transparent pricing Front-desk training Ongoing support
Dental payment processing

The more your practice processes, the lower your rates can be.

Dental offices processing more than $20,000 per month may qualify for custom wholesale pricing. Smaller and newer practices can start with simple flat rates and move into custom pricing as their volume grows.

For offices processing over $20,000 per month

Wholesale pricing built around your actual volume.

Instead of paying one high flat percentage on every card, qualifying dental offices can use interchange-plus pricing. You pay the actual wholesale card cost plus Limelight’s fixed markup.

Custom pricing is reviewed before activation. Your estimated effective rate depends on card mix, debit usage, rewards cards, commercial cards, transaction size, and monthly volume.
Limelight markup +0.50% + 8¢

Added to the actual wholesale interchange and network cost for each transaction.

Estimated overall effective rate About 2.40%

A practical estimate for many qualifying dental offices based on a typical card mix.

What is an effective rate? Total fees ÷ total sales

Your effective rate is the average percentage you actually paid after all processing costs are included.

Clover Direct

Simple flat pricing, but mostly self-service.

Clover Direct can work for an office that already knows what it needs and is comfortable handling setup and support through Clover.

Published in-person rate 2.60% + 10¢ Credit or debit swiped, tapped, or inserted
Standard flat pricing The same published in-person rate applies across common card types, rather than separating lower-cost debit transactions.
More DIY setup Your office may need to choose the hardware, configure users, and set up the payment workflow without a dedicated advisor.
No direct account manager When questions or technical issues come up, you generally call Clover’s main support number rather than one personal account contact.
General support model Support is available, but the experience is usually less personal than working with a dedicated local Clover expert.
Other Resellers

Low introductory pricing can become very expensive.

Some providers lead with an attractive starting rate, then increase pricing or add fees after the dental office is locked into an agreement.

Potential effective cost As high as 5% After rate increases, added fees, and expensive pricing tiers
Introductory rates may change A low opening rate does not always reflect what the office will pay after later increases or pricing adjustments.
Long-term agreements Multi-year contracts, automatic renewals, and cancellation fees can make it expensive to leave.
Equipment obligations Separate equipment leases may continue even after the processing account is canceled.
Limited long-term support The salesperson who opened the account may not remain available when pricing or service problems appear later.
Look beyond the advertised percentage

Your lowest quoted rate is not always your real processing cost.

Compare the total effective rate after transaction fees, monthly fees, PCI fees, annual fees, statement fees, and other add-ons.
Ask whether debit cards receive a lower rate or are charged the same flat percentage as higher-cost credit cards.
Review the contract length, automatic-renewal language, cancellation fees, and any separate equipment lease.
Confirm whether your pricing can improve as your dental practice processes more each month.

The 2.40% effective rate is an estimate, not a guaranteed rate. Actual effective cost varies based on card mix, transaction size, debit usage, rewards and commercial cards, monthly volume, chargebacks, and applicable interchange, network, regulatory, and account fees. Limelight pricing is subject to merchant approval and final written agreement. “As high as 5%” describes a possible effective cost some merchants may experience after rate increases and added fees; it is not a claim that every reseller charges this amount.

Clover payments for dental offices

Make patient payments simpler.

Get competitive processing rates, professional Clover hardware, personalized setup, and a real payment expert your dental office can call or text directly.

Get a Dental Payment Quote
Dental payment FAQ

Dental processing questions, answered clearly.

Learn how Limelight prices new dental offices, how custom pricing works above $20,000 per month, what an effective rate means, and what to review before choosing a payment processor.

How does Limelight price dental offices processing less than $20,000 per month? +

New dental offices expecting to process less than $20,000 per month can begin with simple starter pricing. The current starter rates are 1.55% + 15¢ for PIN debit, 2.60% + 10¢ for Visa, Mastercard, and Discover, and 2.99% + 15¢ for American Express. Final pricing is subject to merchant approval and the written agreement.

What pricing is available for dental offices processing more than $20,000 per month? +

Dental offices processing more than $20,000 per month may qualify for custom interchange-plus pricing. A common qualifying offer is the actual wholesale interchange and network cost plus a Limelight markup of 0.50% + 8¢ per transaction. The final offer depends on monthly volume, average ticket, card mix, processing history, and other underwriting factors.

What does an estimated 2.40% overall effective rate mean? +

An effective rate is the total processing cost divided by total card sales. For example, if a dental office processes $100,000 and pays $2,400 in total processing costs, the effective rate is 2.40%. It is an estimate rather than a guaranteed rate because the actual result changes based on debit usage, rewards cards, commercial cards, transaction size, and other fees.

Why can a higher-volume dental office receive lower rates? +

Higher monthly volume can make custom pricing more practical because the processor can evaluate the office’s real transaction history and card mix instead of using one flat rate for every payment. In general, the more a qualifying dental office processes, the lower its markup may be.

Does Limelight charge a higher rate when a card is manually entered? +

For dental offices using the starter flat-rate program, the Visa, Mastercard, and Discover credit rate stays the same whether the card is tapped, inserted, swiped, or manually entered. American Express is priced separately at 2.99% + 15¢. Custom interchange-plus pricing works differently because the underlying wholesale cost varies by transaction type and card.

Are debit cards charged at the same rate as credit cards? +

Not under Limelight’s starter pricing. PIN debit begins at 1.55% + 15¢, which is lower than the Visa, Mastercard, and Discover credit rate of 2.60% + 10¢. This can benefit dental offices that accept a meaningful number of debit-card payments.

What is included with Limelight’s Clover support? +

Limelight helps with device selection, application setup, Clover activation, employee access, receipt settings, refunds, basic training, and everyday payment questions. You also have a direct person to call or text instead of relying only on a general support number.

How is Limelight different from buying Clover directly? +

Buying directly from Clover can be more self-service. Your office may need to choose the hardware, configure the system, and call Clover’s main support line when problems arise. Limelight adds personal setup guidance, direct account support, and help understanding pricing, statements, deposits, and equipment.

Can processing rates change over time? +

They can. Card-network costs, regulatory fees, account pricing, and provider markups may change. Limelight reviews the pricing structure with you before activation and can help explain future statement changes. Always review the full agreement rather than relying only on one advertised percentage.

Can some dental offices really pay close to 5% in total processing costs? +

Yes, an office’s effective cost can approach 5% when high processing rates, keyed-entry surcharges, monthly fees, annual fees, nonqualified pricing, equipment charges, and other add-ons are combined. This does not mean every provider charges 5%, which is why reviewing the full statement and effective rate is important.

Does Limelight require a long-term equipment lease? +

Limelight generally steers dental offices away from long-term equipment leases. Equipment leases can continue even after a processing account is closed and may require the remaining balance to be paid in full. Your hardware and agreement terms should be reviewed before you sign.

How can I find out which pricing option is best for my dental office? +

Share your expected monthly card volume, average transaction amount, and whether the office is new or already processing. Limelight can compare the starter flat-rate option with custom interchange-plus pricing and explain which structure is likely to make more sense.

Still have questions?

Talk through your dental payment setup with a real Clover expert.

We can review your expected volume, current processing statement, hardware needs, and whether flat-rate or custom wholesale pricing makes more sense for your practice.

Ask a Clover Expert
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