Small business payments, done the honest way.
Limelight Payments helps small businesses get the right Clover POS system and wholesale payment processing — with the one thing the industry rarely delivers: a real advisor who stays. Honest advice about what actually fits, transparent pricing without the surprises, and support from a named expert you can reach by call, text, or email. That belief is the whole company.
A real person — not a call center — responds within one business day.
The industry has been missing a one-on-one approach
That's the sentence the whole business started from. Too many merchants are sold a system by a rep who disappears after the sale — leaving a mystery company on the statement, a support line that's a ticket queue, and rates that quietly climb. Founder Ryan Mossman spent years since 2015 watching that pattern from the inside, and built Limelight Payments to replace it with something simpler: an advisor you can trust, who learns your business, sets your system up right, and answers when you reach out.
Our measure of doing it right isn't the sale — it's the merchant who's still with us in ten years because the advice was honest, the pricing stayed fair, and someone always picked up. We're built on the longer relationship, not the quick close.
Three promises we actually keep
🧭 Honest advice
We recommend what fits your business — and we'll tell you when our product isn't the right fit, even if it costs us the sale. Guidance from real experience, never a commission-first pitch.
💵 Transparent pricing
Wholesale processing and clear costs in writing before you sign. No hidden fees, no surprise rate hikes. Month-to-month accounts with no early-termination fees on most plans.
📞 Support that stays
A named POS expert — someone who personally helped set up your system — reachable by call, text, or email for the life of your account, with 24/7 technical support as your backup.
Who are the POS Advisors?
POS Advisors is our white-glove POS concierge service, designed to take the guesswork out of choosing and setting up your system. We handle everything — from POS selection and system configuration to menu builds, integrations, and full setup. The goal is simple: make sure your POS works exactly how your business needs it to, while helping you avoid unnecessary costs and complexity. You also get ongoing support — a dedicated expert you can reach directly by call or text, without relying on generic call centers. Best of all, it's included FREE when you get your POS system through us.
What we do
- Help choosing the right POS system
- Hardware and setup recommendations
- Software guidance for your business type
- Processing rate review and cost optimization
- Integration advice — online ordering, payroll, eCommerce
- Ongoing support and onboarding
Who this is for
- New businesses needing a POS system
- Businesses upgrading outdated POS systems
- Owners looking to reduce processing fees or high software costs
- Businesses integrating payments into existing software
- Multi-location businesses standardizing operations
Work directly with a real POS expert — not a call center
Ryan Mossman
I've been helping businesses set up and optimize POS systems since 2015. From restaurants and retail stores to medical and service-based businesses, I take a hands-on approach — making sure everything is set up correctly, runs smoothly, and fits how your business actually operates.
I believe the industry has been missing a one-on-one approach, and I want to be the advisor you can trust. I can't wait to hear about your business.
Everything you need, from one accountable partner
- Clover POS systems, expertly matched — the right hardware for how your business runs, from restaurants and retail to salons, clinics, and services.
- Wholesale payment processing — interchange-plus rates or a compliant dual pricing program that can eliminate most card fees, priced both ways.
- Setup, menu build, and training — included — configured before it ships, staff trained before you go live.
- A free statement review — send one statement for the honest math, including "keep what you have" when your rates are already fair.
- Ongoing account care — next-day funding, an annual rate review, and a named advisor one call, text, or email away.
Want honest numbers for your business? Send one statement and see your real rate — in writing, free.
Who we are, formally
Limelight Payments is the customer-facing brand operated by POS Advisors Inc., a California S-Corporation and the registered legal entity. Genuine Clover hardware and software come at wholesale rates through Paysafe — one of the largest U.S. payment processors and an official Clover reseller — with Paysafe transactions backed by Citizens Bank, N.A. (an FDIC-member bank). We also partner with Payment Processing Technologies, LLC (PayProTec), backed by BMO Harris Bank N.A. and Fresno First Bank N.A., both FDIC-member banks. That bank-regulated infrastructure is what lets us offer the security, compliance, and rate transparency small businesses deserve.
Based in Camarillo, California · serving small and mid-sized businesses across all 50 states.
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Frequently asked questions
When was Limelight Payments founded?
Limelight Payments was founded by Ryan Mossman, who has been helping businesses select, set up, and optimize point-of-sale systems since 2015. The company operates today as POS Advisors Inc., a California S-Corporation, serving small and mid-sized businesses across all 50 US states with hands-on consulting and wholesale payment processing.
Who is the POS Expert behind Limelight Payments?
Limelight Payments is led by founder and POS Expert Ryan Mossman, who has been helping businesses set up and optimize POS systems since 2015. Ryan takes a hands-on approach with every client — from restaurants and retail stores to medical practices and service-based businesses — making sure each system is configured correctly, runs smoothly, and fits how the business actually operates. Clients work directly with a named expert, not a generic call center, and can reach us by phone or text throughout the lifetime of their account.
What's the difference between Limelight Payments and POS Advisors Inc.?
Limelight Payments is a POS consulting and solutions brand operated by POS Advisors Inc., a California S-Corporation. POS Advisors Inc. is the registered legal entity, while Limelight Payments is the customer-facing brand. The "POS Advisors" division specifically refers to our white-glove concierge service — handling everything from POS selection and system configuration to menu builds, software integrations, processing rate optimization, and ongoing US-based support. This service is included free with any POS system purchased through us.
Is Limelight Payments an authorized Clover reseller?
Yes. Limelight Payments works directly with Paysafe — one of the largest US payment processors and an official Clover reseller — to deliver genuine Clover hardware and software at wholesale rates. Clients receive full Clover manufacturer warranty and support, plus our independent advisory layer: hands-on setup, configuration, staff training, and ongoing US-based support that you don't get when buying directly from Clover.com.
Who are your processing partners?
Limelight Payments works directly with two of the largest US payment processors to deliver wholesale, cost-plus rates across all 50 states:
- Paysafe Payment Processing Solutions, LLC — a top-tier US payment processor and official Clover reseller. All Paysafe transactions are backed by Citizens Bank, N.A. (Providence, RI), an FDIC-member bank.
- Payment Processing Technologies, LLC (PayProTec) — a major US payment processor backed by BMO Harris Bank N.A. (Chicago, IL) and Fresno First Bank N.A. (Fresno, CA), both FDIC-member banks.
This banking infrastructure is what allows us to offer the security, compliance, and rate transparency that small businesses deserve.
How long has your team been in the payment processing industry?
Founder Ryan Mossman has been working with point-of-sale systems and payment processing since 2015 — over a decade of hands-on experience helping small businesses across restaurants, retail, medical, salons, auto repair, fitness, and service-based industries. This deep industry experience is why we can recommend the right system on the first try and avoid the costly mistakes that come from inexperienced sales reps pushing whichever product pays them the highest commission.
What's your philosophy on serving small businesses?
We believe small business owners deserve three things from their POS provider that the industry rarely delivers all together: honest advice about which system actually fits their business (including telling them when our products aren't the right fit, even if it costs us the sale), transparent pricing without hidden fees or surprise rate hikes, and real ongoing support from a named expert they can call or text directly — not a revolving door of overseas call center reps. Our entire business is built around being the partner small businesses wish they'd had from the start.
Why should I trust Limelight Payments with my payment processing?
Three concrete reasons:
- Bank-regulated infrastructure. Limelight Payments works directly with Paysafe and PayProTec — two of the largest US payment processors — backed by FDIC-member banking partners including Citizens Bank, BMO Harris Bank, and Fresno First Bank. Every transaction flows through fully regulated US banking infrastructure with the security and compliance standards that come with it.
- Direct accountability. Every client works with a named POS Expert — for our clients, that's founder Ryan Mossman, who has been in this industry since 2015. You'll have a direct line to your expert and can call or text whenever you need help, throughout the lifetime of your account.
- Transparent business model. We're compensated through processor partnerships, not separate consulting fees. We offer month-to-month merchant accounts with no early termination fees on most plans. What you see in your initial proposal is what you pay — no hidden fees, no surprise rate adjustments.
Let's talk about your business.
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